Baccarat Simulator
Play free hands with pretend chips, then watch the house edge emerge.
Baccarat Simulator
Deal real baccarat hands with pretend chips: a shuffled eight-deck shoe, the standard drawing rules and the usual payouts, Banker at 0.95 to 1, Player at 1 to 1 and Tie at 8 to 1. Then switch to the classroom mode and play thousands of hands in a second to see what the house edge does over time. The rules the simulator follows are explained on our How to Play page.
Pretend chips only. This is a learning tool, not a game for money.
Every hand is independent of the ones before it. No pattern, road or system in this simulator, or at any real table, can tell you what comes next.
Play Hands
Pretend chips
1,000
+0 since start
Hands dealt
0
Banker 0 · Player 0 · Tie 0
Cards left in the shoe
416
New shoe below 52
Your bet
Player
Banker
Classroom Mode: Watch the House Edge Emerge
Pick a bet and a number of hands. The simulator bets one unit on every hand from a fresh shoe and charts your average result per hand as the hands accumulate. Early on the line swings wildly; as the hands pile up it settles toward the house edge. That is the law of large numbers, and it is the whole reason casinos profit from games they can lose on any given night.
Bet on every hand
Hands
Choose a bet and a number of hands, then press Run simulation.
How the Simulator Works
Each shoe is 416 cards, eight standard decks, shuffled with the Fisher-Yates method using your browser's cryptographic random-number generator. Cards are dealt Player, Banker, Player, Banker. If either hand totals 8 or 9, both stand. Otherwise the Player draws on 0 to 5 and stands on 6 or 7, and the Banker follows the standard third-card table. When fewer than 52 cards remain, the simulator starts a new shoe, the way a casino stops at the cut card. Everything runs in your browser; nothing is sent anywhere.
We checked the dealing against exact mathematics. Over two million simulated hands, Banker, Player and Tie came up at 45.86%, 44.66% and 9.48%, within ordinary sampling error of the exact 45.86%, 44.62% and 9.52% that our Probability Calculator computes from every possible hand.
For teachers: the classroom mode demonstrates the law of large numbers with a concrete payoff structure. A useful exercise is to have students predict where the line will end for 100 hands and for 100,000, run each several times, and explain why the spread of endpoints shrinks as the number of hands grows.
Frequently Asked Questions
Is this baccarat simulator free, and is it real money?
It is free and uses pretend chips only. No money is wagered, nothing is stored, and there is nothing to sign up for. You start with 1,000 chips and can reset at any time.
How does the simulator deal the cards?
It builds a real eight-deck shoe of 416 cards, shuffles it with your browser's cryptographic random-number generator, and deals Player, Banker, Player, Banker, drawing third cards by the standard punto banco rules. When fewer than 52 cards remain, it starts a new shoe. Over two million simulated hands, its results matched the exact probabilities on our Odds & Payouts page.
Can a betting system or a pattern beat the simulator?
No. Every hand is dealt from the cards that remain, and no system changes what a bet pays or how often it wins. Run a thousand hands of any bet in the classroom mode and watch the average settle toward the house edge: 1.06% on Banker, 1.24% on Player and 14.36% on Tie.
Why did my result differ from the house edge?
Because the house edge is a long-run average, and short runs vary a great deal. Over 100 hands a Banker bettor can easily be well ahead or well behind. Over 100,000 hands the average per hand lands very close to -1.06%. The classroom mode shows that narrowing in a single chart.