Free tool · Pretend chips
Free Baccarat Simulator
Practice baccarat online with pretend chips. No download, no sign-up.
Free Baccarat Simulator
By Baccarat.gg Editors · Last updated November 10, 2026
Practice Baccarat: Play Free Hands
Pretend chips
1,000
+0 since start
Hands dealt
0
Banker 0 · Player 0 · Tie 0
Cards left in the shoe
416
New shoe below 52
1. Pick a chip
2. Tap a spot to bet. Tap again to add more.
Side bets (optional)
Player
Banker
What has come up so far, against the exact odds
| Result | Hands | Your session | Exact, eight decks | House edge |
|---|---|---|---|---|
| Banker wins | 0 | no hands yet | 45.86% | 1.06% |
| Player wins | 0 | no hands yet | 44.62% | 1.24% |
| Tie | 0 | no hands yet | 9.52% | 14.36% |
| Player Pair pays | 0 | no hands yet | 7.47% | 10.36% |
| Banker Pair pays | 0 | no hands yet | 7.47% | 10.36% |
| Either Pair pays | 0 | no hands yet | 14.38% | 13.71% |
| Perfect Pair pays | 0 | no hands yet | 3.35% | 8.05% |
| Player Bonus pays | 0 | no hands yet | 28.99% | 2.65% |
| Banker Bonus pays | 0 | no hands yet | 28.28% | 9.37% |
This is a free baccarat game for practice. You play online in your browser with pretend chips, with no download and no sign-up. It deals from a shuffled eight-deck shoe under the standard drawing rules and pays the usual odds: Banker at 0.95 to 1, Player at 1 to 1, Tie at 8 to 1, and six side bets at the payouts on Evolution's live tables, from the Pair bets at 11 to 1 to the Player and Banker Bonus. The rules it follows are explained on our How to Play page.
The page has three parts. The table above lets you practice baccarat one hand at a time, with or without side bets, and see why each card was drawn. Below it, use the classroom mode to play thousands of hands in a second and watch the house edge appear. Then run six betting systems on the same hands in the baccarat system tester.
Pretend chips only. This is a learning tool, not a game for money.
Every hand is independent of the ones before it. No pattern, road or system in this simulator, or at any real table, can tell you what comes next. Our Baccarat Predictor Tool puts eight prediction methods to that test.
Classroom Mode: Watch the House Edge Emerge
Pick a bet and a number of hands. The simulator bets one unit on every hand from a fresh shoe and charts your average result per hand as the hands accumulate. Early on the line swings wildly; as the hands pile up it settles toward the house edge. That is the law of large numbers, and it is the whole reason casinos profit from games they can lose on any given night.
Bet on every hand
Hands
Choose a bet and a number of hands, then press Run simulation.
Baccarat System Tester: Six Betting Strategies on the Same Hands
A betting system changes how much you bet from hand to hand. It cannot change what a bet costs. This baccarat strategy tester deals one run of hands and plays it seven ways at once: flat betting and six well-known systems, all on the same cards. Compare how many sessions each one finished ahead, what it wagered, and what it lost per chip wagered.
Bet every hand on
Hands
System to chart beside flat betting
Choose a side and a number of hands, then press Test the systems.
How each system bets
- Flat betting. One unit on every hand.
- Martingale. Double the bet after a loss. Back to one unit after a win.
- Paroli (reverse Martingale). Double the bet after a win. Back to one unit after three wins in a row or any loss.
- Fibonacci. Bets follow 1, 1, 2, 3, 5, 8 and so on. One step forward after a loss, two steps back after a win.
- D'Alembert. One unit more after a loss, one unit less after a win, never below one.
- Labouchere. Start with the line 1-2-3-4-5 and bet the first plus the last number. Cross both off after a win; add the lost bet to the end after a loss. A finished line starts again.
- 1-3-2-6. Bet 1, 3, 2 and 6 units on four wins in a row, then start over. Any loss starts over.
Why a losing system can feel like a winning one
Systems that raise the bet after a loss win a little in most sessions and lose a lot in a few. We ran 40,000 sessions of 100 Banker hands, four million hands in all. Flat betting finished 44% of sessions ahead. Martingale finished 91% of them ahead, which is why it feels like it works. Both still lost a little over 1% of every chip wagered (1.15% for flat betting and 1.38% for Martingale in this test; the exact figure for both is 1.06%). The difference was in the bad sessions: flat betting's worst lost 36 units, and Martingale's worst lost 1,499. Fibonacci and Labouchere behaved the same way, with worst sessions of 2,001 and 4,679 units.
Every system starts at one unit. A tie pushes and leaves the progression where it was. The table maximum is 500 units: when the next bet would be larger, the system starts over, which is what a table limit forces in a casino. There is no bankroll limit here, which flatters the systems. Each one is explained on our Winning Strategies page.
Baccarat Simulator with Side Bets: What Each One Costs
The play table carries the six side bets on Evolution's standard live baccarat pay table, at the payouts that table publishes. Bet them alone or beside a main bet. The results table under the cards counts how often each one would have paid, next to the exact figure, whether you bet it or not.
They are here so you can see what they cost before you meet them at a real table. Every one of them costs more per chip than Banker (1.06%) or Player (1.24%): from 2.65% for the Player Bonus to 13.71% for Either Pair.
| Side bet | Pays when | Pays | Pays out in | House edge |
|---|---|---|---|---|
| Player Pair | Player's first two cards are the same rank | 11 to 1 | 7.47% of hands | 10.36% |
| Banker Pair | Banker's first two cards are the same rank | 11 to 1 | 7.47% of hands | 10.36% |
| Either Pair | Either hand's first two cards are the same rank | 5 to 1 | 14.38% of hands | 13.71% |
| Perfect Pair | First two cards of a hand are identical in rank and suit | 25 to 1 for one hand, 200 to 1 for both | 3.35% of hands | 8.05% |
| Player Bonus | Player wins by a natural, or by four or more points | 1 to 1 on a natural win; without a natural, by the winning margin (see below) | 28.99% of hands | 2.65% |
| Banker Bonus | Banker wins by a natural, or by four or more points | 1 to 1 on a natural win; without a natural, by the winning margin (see below) | 28.28% of hands | 9.37% |
The two Bonus bets pay 1 to 1 when your side wins with a natural 8 or 9. When it wins without a natural they pay by the margin: 1 to 1 for a win by 4, 2 to 1 for a win by 5, 4 to 1 for a win by 6, 6 to 1 for a win by 7, 10 to 1 for a win by 8, 30 to 1 for a win by 9. A win by three points or fewer loses the bet, and a tie between two naturals returns it. The Player Bonus is the cheapest side bet here because the Player hand wins by five points or more a little more often than the Banker hand does, and the large margins are where the pay table pays most. The same pay table on the Banker side costs more than three times as much.
Tables with other rules carry other side bets. Super 6, Dragon 7, Panda 8 and the Tiger bets belong to No Commission, EZ Baccarat and Tiger layouts, where the Banker bet itself pays differently, so they are not on this table. All of them are priced in the side-bet section of our Odds & Payouts page, and the calculator prices any of them at whatever payout your table prints.
How the Simulator Works
Each shoe is 416 cards, eight standard decks, shuffled with the Fisher-Yates method using your browser's cryptographic random-number generator. Cards are dealt Player, Banker, Player, Banker. If either hand totals 8 or 9, both stand. Otherwise the Player draws on 0 to 5 and stands on 6 or 7, and the Banker follows the standard third-card table. When fewer than 52 cards remain, the simulator starts a new shoe, the way a casino stops at the cut card. Everything runs in your browser; nothing is sent anywhere.
We checked the dealing against exact mathematics. Over two million simulated hands, Banker, Player and Tie came up at 45.86%, 44.66% and 9.48%, within ordinary sampling error of the exact 45.86%, 44.62% and 9.52% that our Probability Calculator computes from every possible hand. A Pair bet wins when a hand's first two cards have the same rank, which happens 7.47% of the time with eight decks.
The system tester bets one side on every hand and sizes each bet by the system's rule, using only that system's own wins and losses. All seven play the same hands, so any difference between them comes from the bet sizes alone. The run is cut into sessions of 100 hands, and each system starts every session back at one unit.
For teachers: the classroom mode demonstrates the law of large numbers with a concrete payoff structure. A useful exercise is to have students predict where the line will end for 100 hands and for 100,000, run each several times, and explain why the spread of endpoints shrinks as the number of hands grows. The system tester makes a second exercise: ask why doubling after a loss does not change the cost per chip wagered.
Frequently Asked Questions
Is this baccarat simulator free, and is it real money?
It is free and uses pretend chips only. No money is wagered, nothing is stored, and there is nothing to sign up for. You start with 1,000 chips and can reset at any time.
Can I play baccarat online for free without registration or a download?
Yes. This simulator runs in your web browser. There is nothing to download or install, no account to create and no email address to give. Press Deal and you are playing.
Does the baccarat simulator work on a phone?
Yes. It runs in the browser on phones, tablets and computers, and the layout adjusts to the screen. The chips, the betting spots and both charts work by touch.
How does the simulator deal the cards?
It builds a real eight-deck shoe of 416 cards, shuffles it with your browser's cryptographic random-number generator, and deals Player, Banker, Player, Banker, drawing third cards by the standard punto banco rules. When fewer than 52 cards remain, it starts a new shoe. Over two million simulated hands, its results matched the exact probabilities on our Odds & Payouts page.
Which bets can I practice?
Banker, Player and Tie, plus six side bets at the payouts on Evolution's live baccarat pay table: Player Pair and Banker Pair (11 to 1), Either Pair (5 to 1), Perfect Pair (25 to 1, or 200 to 1 when both hands are perfect pairs), and the Player Bonus and Banker Bonus, which pay from 1 to 1 up to 30 to 1 by winning margin. You can bet on several spots in the same hand. With eight decks the side bets cost between 2.65% and 13.71% of the stake on average, against 1.06% for the Banker bet.
Can a betting system or a pattern beat the simulator?
No. Every hand is dealt from the cards that remain, and no system changes what a bet pays or how often it wins. The system tester on this page runs Martingale, Paroli, Fibonacci, D'Alembert, Labouchere and 1-3-2-6 on the same hands as flat betting. Each one is expected to lose the same share of every chip wagered: the house edge, 1.06% on Banker and 1.24% on Player. In our test Martingale finished 91% of 100-hand sessions ahead and still lost more than 1% of every chip it wagered, because its few bad sessions were very bad.
Why did my result differ from the house edge?
Because the house edge is a long-run average, and short runs vary a great deal. Over 100 hands a Banker bettor can easily be well ahead or well behind. Over 100,000 hands the average per hand lands very close to -1.06%. The classroom mode shows that narrowing in a single chart.
The six side bets pay what Evolution's live baccarat pay table pays, as published by LeoVegas and read September 22, 2026. Your table may differ; our calculator works out the cost of any side bet at any payout.